We are leading distressed debt manager and investor across the CEE and SEE region.
We provide a full range of portfolio operations from third-party servicing and management for institutional investors to buying of whole portfolios.
We’re ready to involve our debt recovery infrastructure of over 300 recovery specialists to manage portfolios for the benefit of our clients. We work for independent investors managing whole portfolios and also for companies requiring third-party servicing.
We can manage the whole recovery process required for institutional investors and integrate our services into client operations
Mortgage Management & Recovery
Our primary focus is always to sell other assets or collateral before reclaiming the debtor’s property. In other situations, we integrate auction sales of collateral with settling with the debtor.
Our long-term cooperation with local authorities involved in the repossession process allows us to guarantee the smooth and fast sale of repossessed properties.
Restructuring is an alternative approach applied in situations where other methods are not applicable. We see restructuring as a complementary tool that allows us to maximise the benefits for all participants in the transaction. We use such typical tools as repossession, development and the sale of RE collateral, as well as the reorganisation of processes, labour contracts, etc. to reduce costs and overhead, and support these methods by providing alternative means of financial restructuring and debt refinancing.
Our primary aim is to agree on an appropriate schedule of payments. For other situations, we are equipped to repossess, value and auction all types of vehicles.
We provide a wide range of services including valuation of receivables, setting processes for internal debt collection, setting the parameters for client scoring, and evaluating the client’s financial standing.
We provide our customers with reports for the verification and obtaining of business information. These include:
Our infrastructure gives us the ability to efficiently manage large volumes of corporate and retail debts. We are prepared to service secured as well as and unsecured debts.
We are able to conduct thousands of orders per month. Activities are implemented from 24 hours to 14 days from accepting an order thanks to our domestic network of negotiators located throughout the country.
Call Centre Collection
Our operators are highly trained to identify the personality of the debtor and his or her expected behaviour, and to then design an optimal strategy. Our primary goal is to find common ground upon which to agree on a payment schedule.
APS works either in cooperation with specialised law firms, or provides its own legal collection services. Our highly developed processes enable the shortest possible legal procedures and lead to smooth recovery in executions, bankruptcies, insolvencies, etc. At this stage of servicing, we implement all available tools and methods. Legal actions are coordinated with call centre debt collection and/or field recovery.
We’re an experienced distressed debt portfolio provider with a track record of 88 successfully managed portfolios. We’re able to buy corporate and retail loans, both secured and unsecured and can mobilise funding for large transactions with a nominal value over €1 billion and are ready to add smaller portfolios into our current activities in the region
We can provide full service throughout the entire life cycle of the investment, from origination and acquisition to the management phase.